The Pelham's

I (Jake) just got off work but we wanted to update this so Lauren and I are going to write up a few of our latest stories then Im going to eat and go to bed (hopefully!)

We baked bread last night and (Jake) played video games till almost 4:00. We were trying to enjoy our last normal weekend before we jumped into our new schedule next week. For those who don't already know (basically everyone because we havent got around to telling people--imagine that!) Lauren starts her new job on Monday! She's going to be working at the State Hospital, too! Not exactly our "dream jobs", but it will allow us to now find a place of our own and start working on a new future together.

Speaking of new places to live... We found an apartment in Jacksonville we are considering. http://www.thefrenchquarterapts.com/unit_floorplan_details.html?floorplan_id=19276 Feel free to check it out! For the price I wasn't too sure, but Lauren has been inside them and is happy with the way they look. They are very modern and well taken care of and this one has a fireplace. Which, according to Lauren probably wont get used much, but is good for decoration.
We don't really have a second option at the moment. There aren't many decent rent houses in the area and none are as cheap as the apartment; but we are still looking. It will probably be next month when we move so we still have a little time.
 We are in the process of saving up for another vehicle. And once that is taken care of we will be working on a down payment for a house. We are young and impatient and want both now, but they will be worth the wait. We are going to pay at least half of the vehicle price in cash and pay off the rest. Originally we wanted 60%, but that darn impatience got the best of us and we knocked it down to half.
IF we stick to our budget we should have it by January and our tax return will give us a good start to the house down payment. We want to put down at least 30-35%. It's more than most would require, but the number seems reasonable and it bypasses having  to have PMI!

Well, I think that's about it. You all now know just as much as we know lol

Love,
J&L